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Passaic County Community Rating System (CRS) User Group

The Passaic County Board of Chosen Freeholders is proud to announce a new  initiative that will provide assistance to municipalities that participate in the National Flood Insurance Program (NFIP) Community Rating System (CRS).  The National Flood Insurance Program administers the CRS which scores towns on their effectiveness in dealing with the mitigation of flood hazard events.  Earning CRS points lowers flood insurance premiums for homeowners and businesses located in special flood hazard areas.

Passaic County seeks to encourage municipal participation and advancement in the NFIP CRS program as a means to offset some of the insurance premium costs for their residents and businesses alike. Passaic County seeks to promote awareness and knowledge of the NFIP CRS program among municipal officials and residents who are ultimately responsible for the implementation of the local flood hazard mitigation activities.

The Department of Planning has been exploring various ways of leveraging County resources to encourage town participation in the CRS program as well as to provide baseline data and information to towns already involved in the program. Presently, only three (3) communities participate in the CRS. However we are proud to have Pompton Lakes in the program as they are the only Class 5 riverine community in the State!  Additional towns have been in communication with the County and are interested in partnering with the County to explore possible participation in the CRS.

To begin the application process for a CRS classification, communities must submit a letter of interest to their FEMA Regional Office and document that they are implementing floodplain management activities that warrant at least 500 CRS credit points. The CRS Application Letter of Interest and CRS Quick Check document provide communities with a sample letter of interest and the “CRS Quick Check” tool for documenting their current activities and calculating their possible credit points. These documents can be found on the CRS Resources page.

The Community Rating System has its own website. You can visit the home page www.crsresources.org. The 2013 CRS Coordinator's Manual can be downloaded from there. You will need Adobe Reader to view the document. Lastly, more information can be obtained at the National Flood Insurance Program (NFIP) website www.fema.gov/national-flood-insurance-program.

If you have any questions please e-mail them to

More resources have been provided by our partners at the NY/NJ Baykeeper

The goals of the Passaic County Community Rating System Program are to:

  • Encourage municipal participation in the CRS;
  • Increase the number of towns participating in the CRS program that may not have the technical capability, personnel or financial capacity to do so without program support;
  • Leverage efficiencies of scale that result in a cost effective, shared service by providing towns with baseline data, information, and mapping services;
  • Increase the number of buildings and structures covered in the CRS program;
  • Lower cost for NFIP policy holders (residents and business owners) in special flood hazard areas;
  • Promote mitigation preparedness and activities in special flood hazard areas;
  • Assist towns in the preparation of their floodplain management plans and ordinances
  • Provide peer support and access to professional assistance from County, state, and federal agencies through the User Group.

Become CRS Ready!

                             Freeholder Resolution Adopted 9-23-2014